---
title: Veem fees and timelines
description: Veem is an easy and cost-effective way to send and receive payments domestically or internationally.
---

[Skip to content](https://help.veem.com/hc/en-us/articles/360033371254-veem-fees-and-timelines#main-content)

English

Show submenu for translations

[Customer portal](https://help.veem.com/tickets-view?hsLang=en)

[![veem-logo-2](https://help.veem.com/hubfs/veem-logo-2.svg)](https://www.veem.com/)

Open main navigation

Close main navigation

- English
  
  Show submenu for translations
- [Customer portal](https://help.veem.com/tickets-view)
- [Contact us](https://www.veem.com/contact/)

[Contact us](https://www.veem.com/contact/)

 How can we help you?

- There are no suggestions because the search field is empty.

1. [Help Center](https://help.veem.com/?hsLang=en)
2. [Veem Basics FAQ](https://help.veem.com/veem-basics-faq?hsLang=en)

# Veem fees and timelines

## Veem is an easy and cost-effective way to send and receive payments domestically or internationally.

For information about Veems' pricing, please see these pages:

- [Cross Border](https://www.veem.com/cross-border-pricing/)
- [Local United States](https://www.veem.com/domestic-payment-pricing-us/)
- [Local Canada](https://www.veem.com/canada-local-pricing/)
- [Platform pricing](https://www.veem.com/pricing/)

For more details on the Veem pricing structure, please see below:

#### **Payables | Sending Payment Methods & Fees**

| **Payment method** | **Funding account** | **Transaction fee** | **Estimated delivery time** |
| --- | --- | --- | --- |
| ACH/EFT | Bank account | $0\*\*\*\*/$1USD($1.50 CAD) | 3-4 business days |
| [Same-Day Bank Transfer (ACH)](https://help.veem.com/hc/en-us/articles/5043149899155-fast-transfer?hsLang=en) Available April 25th | Bank account | 0.5% of the total payment amount | 1 business day\* |
| International Wire (Local currency) | Bank account | $0\*\* | 1-6 business days, depending on the country |
| Business U.S. Card payments | US Credit US Debit | 3.5%\*\* of the total amount (Minimum $3.5) 2.5%\*\*  of the total amount (Minimum $3.5) | 1-6 business days, depending on the receiving country |
| Personal U.S. Card payments | US Credit US Debit | 3.5%\*\*\* of the total amount (Minimum $3.5) 1.5%\*\*\* of the total amount (Minimum $3.5) | 1-6 business days, depending on the country |
| International Business and Personal Card payments | Credit Card   Debit Card | 3.75% of the total amount (Minimum $3.5) 3.75% of the total amount (Minimum $3.5) | 1-6 business days, depending on the country |
| USD Abroad | Bank account | $29 - $40 | 3-7 business days, depending on the country |
| International Card Payments | Credit Card   Debit Card | 3.5% of the total amount   1.5% of the total amount | 1  business day |
| [Self funding Veem Wallet](https://help.veem.com/hc/en-us/articles/4416450072339-veem-wallet-faqs?hsLang=en) | Bank Account | $0\*\*\*\* | 0-5 business days, depending on the country |
| [Self funding Veem Wallet](https://help.veem.com/hc/en-us/articles/4416450072339-veem-wallet-faqs?hsLang=en) U.S. Debit Card | Personal U.S. Debit Card Business U.S. Debit Card | 1.5% or $1.50 | Instant |
| [Self funding Veem Walle](https://help.veem.com/hc/en-us/articles/4416450072339-veem-wallet-faqs?hsLang=en) International Debit Card | Personal Debit Card Business  Debit Card | 2% or $2.50 | Instant |

\* Payments to unverified accounts might take longer to process.

\*\* Exchange rates apply for international recipients and are based on market fluctuations and payment volume. 

\*\* A  $29- $40 transaction fee For USD abroad will be combined with the card fee for international USD payments paid by card. The payer or the payee can pay this fee. The $40 fee applies to payments of $10,000 and over. 

\*\*\*\* $0 (Free ACH/EFT) transactions are only available for clients using the premium plan. 

#### **Receivables | Incoming Payment Methods & Fees**

| **Receiving account** | **Payer method** | **Transaction fee** | **Estimated time to receive** |
| --- | --- | --- | --- |
| Bank account | ACH/EFT | $0\*\*\*\*/$1USD($1.50 CAD) | 3-4 business days |
| Bank account | International Wire | $0\* | 1-6 business days, depending on the country |
| Bank account | USD Abroad | $29 - $40 | 3-7 business days, depending on the country |
| Bank account | Credit Card   Debit Card | 3.5% or 3.75% of the total amount can be paid by you or the sender.  From 1.5% to 3.75% of the total amount can be paid by you or the sender. | 1 business day |
| [Instant Deposit](https://help.veem.com/hc/en-us/articles/9669585025555-instant-deposit-feature-update?hsLang=en) | Credit Card   Debit Card | 3.5% or 3.75% of the total amount can be paid by you or the sender. In additon to the Instant deposit fees of 1% From 1.5% to 3.75% of the total amount can be paid by you or the sender. In additon to the Instant deposit fees of 1% | Within 1 hour of verifying the payment |
| [Instant Deposit](https://help.veem.com/hc/en-us/articles/10576142225171-global-instant-deposit-feature-update-realtime-payments?hsLang=en) | Bank account | 1%\*\* of the total payment amount | Within 1 hour of verifying the payment |
| [Veem Wallet](https://help.veem.com/hc/en-us/articles/4416450072339-veem-wallet-faqs?hsLang=en) | Bank Account   Veem wallet | $0\*   $0 | 1 business day |

\* Exchange rates apply for the recipient and are based on market fluctuations and payment volume. 

\*\*$29- $40 transaction fee will be combined with the instant card fee (1%) for international USD payments processed to the debit card. The USD abroad fee can be paid by the payer or the payee; however, the 1% fee will be charged from the receiver's end.

\*\*\*The instant deposit fee (1%) will be combined with the card fee (3.5%) card fee. The card fee can be paid by the payer or the payee; however, the 1% fee will be charged from the receiver's end.

 

Ready to get started? [Click here to create your Veem account today!](https://apps.veem.com/CustomerApp/o/signup)

- [Product Updates](https://help.veem.com/product-updates?hsLang=en#main-content)

    - [Changes to Veem Account | September 2026](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-september-2026)
    - [Changes to Veem Account | August 2026](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-august-2026)
    - [Changes to Veem Account | July 2026](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-july-2026)
    - [Changes to Veem Account | April 2026](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-april-2026)
    - [Changes to Veem Account | January 2026](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-january-2026)
    - [Changes to Veem Account | October 2025](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-october-2025)
    - [Changes to Veem Account | May 2025](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-may-2025)
    - [Changes to Veem Account | April 2025](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-april-2025)
    - [Changes to Veem Account | January 2025](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-january-2025)
    - [Changes to Veem Account | December 2024](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-december-2024)
    - [Changes to Veem account | September 2024](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-september-2024)
    - [Changes to Veem account | July 2024](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-july-2024)
    - [Changes to Veem account | August 2023](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-august-2023)
    - [Changes to Veem account | January 2023](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-january-2023)
    - [Changes to Veem account | July 2022](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-july-2022)
    - [Changes to Veem account | June 2022](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-june-2022)
    - [Changes to Veem account | May 2022](https://help.veem.com/product-updates?hsLang=en#changes-to-veem-account-may-2022)
- [Veem Wallet](https://help.veem.com/veem-wallet?hsLang=en)
- [Virtual Bank Account](https://help.veem.com/virtual-bank-account?hsLang=en)
- [Veem Virtual Card](https://help.veem.com/veem-virtual-card?hsLang=en)
- [Security and Compliance](https://help.veem.com/security-and-compliance?hsLang=en)
- [Accountant and Bookkeepers](https://help.veem.com/accountant-and-bookkeepers?hsLang=en)
- [Getting Started for Business](https://help.veem.com/getting-started-for-business?hsLang=en#main-content)

    - [Getting Started - Business Account](https://help.veem.com/getting-started-for-business?hsLang=en#getting-started-business-account)
- [Getting Started for Contractors](https://help.veem.com/getting-started-for-contractors?hsLang=en#main-content)

    - [Getting Started - Individuals, Contractors and Sole Proprietorship accounts](https://help.veem.com/getting-started-for-contractors?hsLang=en#getting-started-individuals-contractors-and-sole-proprietorship-accounts)
- [Veem Integrations](https://help.veem.com/veem-integrations?hsLang=en#main-content)

    - [Xero](https://help.veem.com/veem-integrations?hsLang=en#xero)
    - [Zapier](https://help.veem.com/veem-integrations?hsLang=en#zapier)
    - [Integrations FAQ](https://help.veem.com/veem-integrations?hsLang=en#integrations-faq)
    - [Netsuite](https://help.veem.com/veem-integrations?hsLang=en#netsuite)
    - [QuickBooks](https://help.veem.com/veem-integrations?hsLang=en#quickbooks)
- [Signing Up on Veem](https://help.veem.com/signing-up-on-veem?hsLang=en)
- [Account Management](https://help.veem.com/account-management?hsLang=en#main-content)

    - [Manage your Veem Account](https://help.veem.com/account-management?hsLang=en#manage-your-veem-account)
    - [Updating Banking Information](https://help.veem.com/account-management?hsLang=en#updating-banking-information)
    - [Updating the Account](https://help.veem.com/account-management?hsLang=en#updating-the-account)
    - [Beneficial Ownership Information](https://help.veem.com/account-management?hsLang=en#beneficial-ownership-information)
- [Veem Basics FAQ](https://help.veem.com/veem-basics-faq?hsLang=en)
- [Sending Payments](https://help.veem.com/sending-payments?hsLang=en#main-content)

    - [Payment Tracker](https://help.veem.com/sending-payments?hsLang=en#payment-tracker)
    - [Mass Pay](https://help.veem.com/sending-payments?hsLang=en#mass-pay)
    - [Payments FAQ](https://help.veem.com/sending-payments?hsLang=en#payments-faq)
    - [Pay Direct](https://help.veem.com/sending-payments?hsLang=en#pay-direct)
    - [Guest Pay](https://help.veem.com/sending-payments?hsLang=en#guest-pay)
    - [Pay with Credit Card or Debit Card](https://help.veem.com/sending-payments?hsLang=en#pay-with-credit-card-or-debit-card)
    - [Pay with Veem](https://help.veem.com/sending-payments?hsLang=en#pay-with-veem)
- [Receiving Payments](https://help.veem.com/receiving-payments?hsLang=en#main-content)

    - [Get Paid with Veem](https://help.veem.com/receiving-payments?hsLang=en#get-paid-with-veem)
    - [Instant Deposit - Debit Card](https://help.veem.com/receiving-payments?hsLang=en#instant-deposit-debit-card)
- [Payment Troubleshooting](https://help.veem.com/payment-troubleshooting?hsLang=en#main-content)

    - [Bank Information Tips & Updates](https://help.veem.com/payment-troubleshooting?hsLang=en#bank-information-tips-updates)
    - [Payment Troubleshooting FAQs](https://help.veem.com/payment-troubleshooting?hsLang=en#payment-troubleshooting-faqs)
- [How - To Videos](https://help.veem.com/how-to-videos?hsLang=en)
- [Payment Tracker Statuses](https://help.veem.com/payment-tracker-statuses?hsLang=en)

[![veem\_logo\_colour-3](https://help.veem.com/hs-fs/hubfs/veem_logo_colour-3.png?width=100&height=22&name=veem_logo_colour-3.png "veem_logo_colour-3")](http://www.veem.com/https://www.veem.com/?utm_source=hubspot&utm_medium=email&utm_campaign=email_marketing)

1160 Battery Street,  
Suite 100  
San Francisco, CA 94111

<https://www.linkedin.com/company/veem> <https://www.facebook.com/goveem> <https://twitter.com/GoVeem> <https://www.youtube.com/c/VeemInc> <https://api.whatsapp.com/message/IP5CZO4Y5PK6H1?autoload=1&app_absent=0>

Copyright © 2026, Veem Inc